Privacy Policy

Introduction

At https://short-term-insurance-brokers.insuranceandinvestmentnews.com (referred to as “Short Term Insurance Brokers,” “we,” or “our”), we are committed to maintaining a transparent and secure approach to handling your personal information. This privacy policy is designed to inform you about our data collection, usage, and protection practices, ensuring compliance with various global privacy laws, including but not limited to:

Canada’s Personal Information Protection and Electronic Documents Act (PIPEDA)
Quebec Law 25 on the protection of personal information in the private sector
General Data Protection Regulation (GDPR) of the European Union (EU)
Lei Geral de Proteção de Dados (LGPD) in Brazil
California Consumer Privacy Act (CCPA/CPRA) and California Privacy Rights Act (CPRAA) in the United States
Colorado Privacy Act (CPA), Utah Consumer Sales Practice Act (UCPA), Connecticut Technical Data Protection Act (CTDPA), Virginia Consumer Data Protection Act (VCDPA), South Africa’s Protection of Personal Information Act (POPIA), and similar legislation worldwide.

Scope

This privacy policy covers all aspects of our website (https://short-term-insurance-brokers.insuranceandinvestmentnews.com), mobile applications, online services, and products offered by Short Term Insurance Brokers. Please be aware that this policy does not extend to third-party platforms, apps, or services accessed through links on our site, as these entities have their own privacy policies governing data collection and usage.

Processing Activities

This policy outlines the practices we employ when:

You use our applications, log in as an authorized user, or interact with our online services.
You visit our websites linked to this privacy policy.
We communicate with you via email, newsletters, phone calls, or text messages (SMS).

Personal Data Collection

We gather various types of personal data, including:

Account Information: Details related to your account creation and management.
Payment Information: Data necessary for processing transactions, such as card details and billing addresses.
Financial Information: Your financial records, investment portfolios, or insurance-related financial data.
Purchase Information: Records of products or services you’ve purchased from us.
Mobile Device Identifiers: Unique identifiers from your mobile devices when using our mobile applications.
Location Data: Information about your geographical location when you interact with our services on a map or during delivery.
Feedback and Reviews: Content you provide through surveys, comments, or product reviews.
Social Media Information: Data obtained from social media platforms when users connect their accounts to our services.
Product Interest: Information about products or services that interest you, as indicated by your browsing behavior on our site.

We collect this data through direct user input, interactions with our systems, and automated technologies used for website functionality and analytics. Additionally, third parties may share personal data with us, respecting their privacy policies.

Cookies

Short Term Insurance Brokers uses cookies to enhance user experience and gather analytics. Cookies are categorized as:

Strictly Necessary: Essential for navigation and functionality on our site.
Preference: Remembering user preferences and settings.
Analytics: Tracking website usage and gathering statistical data.

Users can manage their cookie preferences through our Cookie Manager, allowing them to control non-essential cookies.

Retention and Deletion

We retain personal data for as long as necessary to fulfill the purposes for which it was collected. Once these purposes are no longer applicable or required by law, we securely delete or anonymize the data to protect your privacy.

Security Measures

We have implemented robust security measures to safeguard your personal data:

Employing encryption for data transmission and storage.
Utilizing secure third-party processing services.
Regularly reviewing and updating our security protocols.

Children’s Privacy

Our services are not directed at children under 18 years of age, and we do not knowingly collect personal information from minors.

Your Rights

Depending on your location, you may have various rights regarding your personal data, including:

Access: Request access to the personal data we hold about you.
Rectification: Correct or update inaccurate or incomplete personal data.
Erasure (Right to be Forgotten): Ask for the deletion of your personal data in certain circumstances.
Restriction: Limit the use or processing of your personal data.
Portability: Receive your personal data in a structured, commonly used format.
Objection: Object to the processing of your personal data based on legitimate interests.
Non-Discrimination: Be free from discriminatory practices when exercising your data rights.

To exercise these rights or for data-related queries, please contact our privacy team via email at contact@short-term-insurance-brokers.insuranceandinvestmentnews.com or by postal mail to our registered address.

Changes to Policy

Short Term Insurance Brokers reserves the right to update this privacy policy at any time. Any modifications will be posted on our website, and we encourage users to review it periodically for changes.

Contact Information

For any inquiries, unsubscribe requests, or questions regarding data protection, please reach out to our privacy team:

Email: contact@short-term-insurance-brokers.insuranceandinvestmentnews.com
Postal Address: [Provide the company’s registered address]